No. It is more like a savings account with money that you have saved being used to pay for your dental care.

No. You and your dental care providers determine your treatment plans. The funds in your PayDent account will be used to automatically pay your dental care providers.

You funds are saved for future treatment. You should visit your dentist twice a year for checkups and cleanings. You can also transfer funds in your account to a child, parent, or sibling.

No. With PayDent, participating dental care providers agree to perform your treatment at a 15% discount from the American Dental Association dental fee list, so you know that you are getting a fair price for treatment.

Yes, but when your funds are used to pay for deductibles, the PayDent 15% discount does not apply.